Travel Edge and Travel Edge Plus
Take unlimited trips for a year with one convenient premium.
As of September 1, 2024, CDSPI Travel Edge and Travel Edge Plus travel insurance has been discontinued for purchase. However, if you are a current Travel Edge or Travel Edge Plus policyholder, your coverage remains in force until your policy expiration date.
With Travel Edge or Travel Edge Plus, you enjoy the flexibility of taking unlimited trips within a year. For instance, if you chose the 15-day duration, you are covered for an unlimited number of 15-day trips throughout the year.
If you plan to make any changes (including if you decide to take a trip that exceeds the duration you’ve chosen) to your current Travel Edge/Travel Edge Plus policy, you must contact CDSPI prior to October 11, 2024.
After this date, your Travel Edge/Travel Edge Plus policy will remain in effect as is, until its natural expiration or termination.
Travel Edge and Travel Edge Plus
With Travel Edge and Travel Edge Plus you'll receive the following benefits;
Emergency medical coverage
With the CDSPI Travel Edge annual plan, you and your insured family members are protected up to $5 million in emergency medical coverage for each insured person per trip, subject to any individual benefit maximums.
Unlimited trips with one annual premium
With CDSPI Travel Edge you are covered for the entire year, no matter how many trips you take — so you don’t have to buy insurance every time you travel.
Out-of-pocket expenses
If you're faced with any medical related travel expenses while abroad, your Travel Edge insurance will pay your service providers directly so you won't have to worry about any out-of-pocket expenses.
With Travel Edge Plus you'll receive all the benefits listed above, plus Flight Accident, Baggage Loss and Trip Cancellation Insurance.
Flight Accident
If an insured persons death occurs as a result of an injury caused by an accident while travelling as passengers on an airplane or helicopter shuttle service, the beneficiary will receive $200,000 per insured person.
Baggage Loss
If baggage is lost, stolen or damaged on an insured trip, you or insured family members will be reimbursed up to $250 per baggage item with a $25 deductible.
Trip Cancellation Insurance
You and your insured family members will receive up to $2,000 per person per trip for the non-refundable portion of prepaid travel arrangements and airfare in certain cases.
Benefits at a Glance
Here’s a summary of the benefits. For full terms, conditions, exclusions and limitations, please refer to the Travel Edge and Travel Edge Plus policy.
The total amount payable under this policy for benefits A through N shall not exceed a maximum aggregate of $5 million per insured per trip. Individual benefit maximums apply where specified:
| Travel Edge and Travel Edge Plus | ||
|---|---|---|
| BENEFIT | AMOUNT PAYABLE | |
| A | Emergency Hospital | Overall benefit |
| B | Emergency Medical Services | Overall benefit |
| C | Emergency Return | Overall benefit |
| D | Transportation of Family or Friend | $3,000 |
| E | Attendant | Overall benefit |
| F | Return of Deceased | $3,000 |
| G | Vehicle Services (Emergency) | $2,000 |
| H | Stolen or Inoperable Vehicle | $5,000 |
| I | Dental Accident | $2,000 |
| J | Relief of Dental Pain | $200 |
| K | Meals and Accomodation | $1,500 |
| L | Out-of-Pocket Expenses | $500 |
| Travel Edge Plus Additional Benefits | ||
| M | Flight Accident Insurance | $200,000 |
| N | Baggage Insurance | Single: $500 |
| Family: $2,000 | ||
| O | Trip Cancellation Insurance | $2,000 per insured |
*Extra Trip Cancellation coverage is available for an additional premium payment. Please contact one of our Insurance Advisors at CDSPI Advisory Services Inc to arrange the coverage.
What to do in Case of Emergency
If you require medical care while travelling, it is important that you contact Allianz Global Assistance before seeking treatment. Their caring and experienced in-house medical team is ready to help you 24/7. In your time of need, the Emergency Assistance Specialists will guide you to the most optimal healthcare provider based on your condition and location. This could include hospital emergency rooms, walk-in clinics, house-calls, or even a virtual health care provider.
Have your policy number on hand when contacting Allianz Global Assist. Your policy number can be found on the Confirmation of Coverage that was sent to you at the time of purchase.
Toll free within Canada/USA:
1 800 995 1662
Toll free within Canada/USA:
800 842 08420 or country code + 00 800 842 08420
Calling collect:
If unable to contact Allianz through the toll-free numbers, you can call collect:
416 340 0049 (International operator assistance is required).
FAQs
This plan has been discontinued for purchase as of September 1, 2024 and cannot be renewed. CDSPI has continued our successful partnership with Allianz Global Assistance and have launched a new full suite of travel insurance solutions.
Choose from emergency medical, trip cancellation, and trip interruption plans, or opt for all-inclusive plans that best suit your needs; whether it’s for a single trip or a multi-trip—there’s a plan for you. Find out about the new suite of products available now.
Trip cancellation coverage of up to $2,000 per insured, per insured trip is automatically included with Travel Edge Plus. Your trip cancellation coverage is in effect within the limits of the policy. Contact one of our Insurance Advisors if you need to purchase additional trip cancellation coverage.
The only deductible under these plans applies to Baggage Insurance where the insured would be subject to a $25 deductible per claim.
Yes, with Travel Edge Plus. If, while on an insured trip your baggage is lost, stolen or damaged by burglary, fire or transportation hazards or while in any hotel or other building, subject to a $25 deductible per claim and a limit of $250 per item, you will be reimbursed up to the maximum coverage amount for the type of coverage (single or family) you have selected and for which the appropriate premium has been paid. The loss must be supported in writing by an authorized official and/or police report.
This benefit does not cover:
- Breakage of, or damage to, fragile or brittle articles unless caused by fire or accident to the means of conveyance.
- Loss or damage not reported to the police and/or other authorized officials within 24 hours of discovery.
- Loss due to normal depreciation of the value of your articles.
- Loss of, or damage to, money, eyeglasses, sunglasses, contact lenses, medication, hearing aids, artificial teeth, tickets, documents, jewellery, or camera equipment.
- Loss or damage by theft from an unattended vehicle unless it was completely locked and there was visible evidence of forced entry.
- Loss or damage due to negligence on your part.
- Loss of, or damage to, fragile or perishable articles in checked baggage.
- Any loss or damage directly or indirectly resulting from, or arising out of, or in connection with any act of war or terrorism or nuclear incident.
Travel Advisories
Prior to booking any international trips, Canadians are advised to check the current travel advisories for all worldwide destinations. This listing, which is updated regularly by the Government of Canada, advises Canadians which destinations require normal security precautions, a high degree of caution, essential travel only, as well as avoidance of all travel.
Canadians should also refer to COVID-19 and International Travel for the latest recommendations and health precautions.
Top Up Your Coverage
If you would like to make any adjustments to your coverage, please contact CDSPI at insurance@cdspi.com or 1.800.561.9401.
We're Here to Help
Travel insurance is underwritten by CUMIS General Insurance Company, a member of the Co-operators group of companies, and administered by Allianz Global Assistance which is a registered business name of AZGA Service Canada Inc.
